Funding decisions in as little as 24 hours

Bridges to your next opportunity.

Personal and business loans from $1,000 to $500,000. Transparent rates, a guided application, and a dashboard that puts every dollar in plain view.

Bank-grade encryption 8-minute application No impact on credit to check rates

Estimated payment

$487/mo

7.9% APR
Loan amount$25,000
Term60 months
Origination fee$0
Total interest$4,220

68% of customers like you qualify at this rate.

Personal

Business

Refinance

$420M+
Funded since 2014
48,000+
Customers served
4.9 / 5
Customer rating
A+
BBB accredited

Why Submit Bridge

A lender that earns its name.

We exist to connect ambition with capital — without the paperwork, without the runaround.

Fast decisions

Get a real answer in 24 hours, not 24 days. Our streamlined underwriting respects your time.

Built on trust

256-bit encryption, SOC-2 audited infrastructure, and a US-based support team that picks up.

Rates that move with you

Lower your rate by making on-time payments. We grow when our customers grow.

Full transparency

Every fee, payment, and balance visible in your dashboard. No surprises. Ever.

How it works

Three steps to funded.

01

Create your account

Sign up with your email or Google. Takes about 30 seconds.

02

Tell us your story

Walk through our guided 6-step application. Save and resume anytime.

03

Receive your offer

A decision in 24 hours with funds in your bank within 1–2 business days.

Built for the long term

Capital that respects your runway.

Whether you're consolidating debt, expanding your business, or smoothing a cash-flow gap, we structure terms that work with your life — not against it.

  • Loans from $1,000 to $500,000
  • Fixed APRs starting at 6.49%
  • Terms from 12 to 84 months
  • No prepayment penalties — ever
6.49%
Starting APR
24hr
Decision time
$0
Application fee
98%
Renewal rate

Your bridge starts here.

Check your rate in two minutes. It won't affect your credit score.